body {
	font-family:Arial, Helvetica, sans-serif;
	font-size:11px;
	margin:0px;
}
form {
	margin:0px;
}
h1 {
	margin:0px;
	color:#FFFFFF;
	font-size:15px;
}
h2 {
	margin:0px;
	color:#FFFFFF;
	font-size:15px;
}
h3 {
	margin:0px;
	font-size:12px;
}
.spaced_out {
	line-height:18px;
}
.copy {
	font-siz:10px;
	color:#999999;
}
a.copy {
	color:#999999;
	text-decoration:none;
}
a.copy:hover {
	color:#811F21;
	text-decoration:underline;
}
a {
	color:#811f21;
}
a:hover {
	color:#e2a246;
}

/* creates illusion of cellpadding on all td's */
#mortgage-loan-form td {
	padding:5px;
}




/* makes labels for all fields bold */
.form-01, .form-03, .form-05 {
	font-weight:bold;
}




/* centers all form elements */
#mortgage-loan-form td {
	text-align:center;
}




/* modifies the drop-down menus */
.select-01, .select-02, .select-03 {
	width:175px;
	font-family:Tahoma, Arial, sans-serif;
	font-size:12px;
}
 
.form-07 input	{
	padding-top:30px;
}




#disclosures ul	{
	margin:0px;
	color:#999999;
}
#disclosures ul li {  
  display:inline;
  margin-right:10px;
}
#disclosures a {
	color:#999999;
	text-decoration:none;
}
#disclosures a:hover {
	color:#811F21;
	text-decoration:underline;
}
.form-01, .form-03, .form-05 {
   font-size:12px;
   text-align:center;
}
.form-02, .form-04, .form-06 {

}
.form-02 select, .form-04 select, .form-06 select {
   width:160px;
   font-size:12px;
   margin:8px 0px 8px 114px;
}
.form-02 select:hover, .form-04 select:hover, .form-06 select:hover {

}
.form-07 input {
   margin:10px 0px 0px 140px;
}