It's worth it to shop around for the best mortgage.

Know what your lender wants for a down payment.

Equal lending is required by law.

"The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, whether all or part of the applicant's income comes from a public assistance program, or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act."

- Federal Trade Commission -